SLCB

Financial Statements Consolidated Balance Sheet
Year ended 31 December 2010

Assets ( in millions of L.L. )	2010	2009
Cash and balances with central banks	190,733	185,119
Due from Banks and financial institutions	312,910	282,833
Head office, branches, parent company and foreign	99	99
sister financial institutions and subsidiaries	99	99
Net Loans and advances to customers	159,374	103,950
Debetors by acceptances	38,138	42,521
Available- for- sale Financial instruments	109,215	99,720
Property and equipment	9,437	7,855
Intangible assets	192	74
Non- current assets held- for- sale	262	489
Other assets	838	1,823
TOTAL ASSETS	821,198	724,483

LIABILITIES AND EQUITY ( in millions of L.L. )	2010	2009
Due to Banks and financial institutions	11,085	17,987
Head office, branches, parent company and foreign	456,649	345,506
sister financial institutions and subsidiaries	456,649	345,506
Customers' Deposits	126,012	152,649
Engagements by acceptances	38,138	42,521
End of service benefits	957	990
Provisions for liabilities and charges	254	1,108
Current income Tax liability	3,800	1,800
Other liabilities	6,572	3,214
Total liabilities	643,467	565,775

EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT ( in millions of L.L. )	2010	2009
Share capital - common ordinary shares	132,000	125,000
Revaluation Reserve of real estate	372	372
capital Reserves	27,510	22,709
Other Reserve	0	489
Available- for- sale Reserve	1,615	2,761
Net profit for the year	16,234	7,377
TOTAL EQUITY	177,731	158,708
TOTAL LIABILITIES AND EQUITY	821,198	724,483

OFF- BALANCE SHRRT ITEMS ( in millions of L.L. )	2010	2009
Financing Commitmants	112,227	211,242
Financing Commitmants given to banks and financial institutions	11,646	59,561
Engagement to customers	100,581	151,681
Bank Guarantees	203,855	213,390
Guarantees given to banks and financial institutions	10,893	14,732
Guarantees given to customers	70,676	79,886
Guarantees received from customers	122,286	118,772
Bad debts fully provided for	10,262	13,058