| |
|
|
|
Financial Statements Consolidated Balance Sheet
| Cash and central bank |
140,356 |
113,738 |
| Lebanese treasury bills and other government bills |
101,904 |
87,834 |
| Bonds and financial instruments with fixed income |
|
|
| Marketable securities and financial instruments with variable income |
|
|
| Banks and financial institutions |
136,330 |
119,102 |
| - Current accounts |
32,198 |
60,591 |
| - Time deposits |
104,132 |
58,511 |
| - Securities purchased under resale agreements |
|
|
| Head office, branches, parent company and foreign
sister financial institutions and subsidiaries |
104 |
60 |
| - Current accounts |
104 |
60 |
| - Time deposits |
|
|
| Loans and advances to customers |
88,474 |
54,636 |
| - Commercial loans |
5,051 |
735 |
| - Other loans to customers** |
79,757 |
48,779 |
| - Overdraft accounts |
|
|
| - Net debtor accounts against creditor accounts and cash collateral |
|
|
| - Loans and advances to related parties ( article 152 of CMC ) |
|
|
| - Doubtful loans |
3,666 |
5,122 |
| Bank acceptances |
31,017 |
33,183 |
| Investments and loans to related parties |
|
|
| Investments in related parties under equity method |
|
|
| - Non-financial |
|
|
| - Financial |
|
|
| Tangible fixed assets ( including revaluation variance ) |
8,607 |
8,809 |
| Intangible fixed assets |
194 |
36 |
| Other assets |
8 |
6 |
| Regularization accounts and miscellaneous debtor accounts |
3,602 |
995 |
| Revaluation variance of other fixed assets |
|
|
| Goodwill ( consolidated balance sheets only ) |
|
|
| * After deduction of : |
19,735 |
11,332 |
| - Provisions for doubtful debts |
12,641 |
7,298 |
| - Unrealized interest |
6,597 |
3,927 |
| ** of which substandard loans |
8,921 |
1,005 |
| **of which unrealised interest on those loans |
497 |
107 |
| Central bank |
|
|
| Banks and financial institutions |
19,878 |
8,734 |
| - Current accounts |
19,878 |
8,734 |
| - Time deposits |
0 |
0 |
| - Securities sold under repurchase agreements |
|
|
| Head office, branches, parent company and foreign
sister financial institutions and subsidiaries |
206,833 |
147,651 |
| - Current accounts |
78,507 |
94,201 |
| - Time deposits |
128,326 |
53,450 |
| Deposits form customers |
104,143 |
99,140 |
| - Sight deposits |
40,007 |
42,728 |
| - Time deposits |
241 |
0 |
| - Saving accounts |
50,194 |
41,799 |
| - Net creditor accounts against debtor accounts and cash collateral |
13,701 |
14,613 |
| - Related parties accounts |
|
|
| Engagements by acceptances |
31,017 |
33,183 |
| Liabilities under financial instruments |
|
|
| - Certificates of deposits |
|
|
| - Debenture bonds |
|
|
| - Other liabilities under financial instruments |
|
|
| Other liabilities |
29,074 |
22,810 |
| Regularization accounts and miscellaneous creditor accounts |
855 |
1,451 |
| Provisions for risks and charges |
2,602 |
2,248 |
| Subordinated loans ( or notes ) |
|
|
| Revaluation variance accepted as supplementary capital |
|
|
| Share capital and cash contribution |
90,000 |
58,000 |
| Reserves for general banking risks |
1,281 |
1,281 |
| Reserves and premiums ( and equity differences * ) |
13,207 |
27,903 |
| - Group share * |
|
|
| - Minority share * |
|
|
| Balance carried forward |
|
|
| - Group share * |
|
|
| - Minority share * |
|
|
| Net income ( or loss ) for the year |
11,334 |
15,626 |
| - Group share * |
|
|
| - Minority share * |
|
|
| Revaluation variance of other fixed assets |
372 |
372 |
| Total liabilities and shareholders' equity |
510,596 |
418,399 |
|
|
|
| Financing engagements issued |
|
|
| - To financial intermediaries |
|
|
| - To customers |
|
|
| Engagements by signature issued |
420,575 |
208,059 |
| - To financial intermediaries |
97,289 |
66,050 |
| - To customers |
323,286 |
142,009 |
| Securities purchased under resale agreements |
|
|
| Other engagements issued |
|
|
| Engagements on term financial instruments |
|
|
| Fiduciary accounts and funds under management |
|
|
| - Fiduciary accounts |
|
|
|
|
