| Interest and similar income |
28,542 |
23,519 |
| - Lebanese treasury bills |
8,397 |
6,468 |
| - Deposits and similar accounts in banks and financial institutions |
13,387 |
11,432 |
| - Deposits in head office, branches, parent company and foreign sister financial institutions and subsidiaries |
|
|
| - Bonds and financial instruments with fixed income |
|
|
| - Loans and advances to customers |
6,758 |
5,619 |
| - Loans and advances to related parties |
|
|
| - Other interest and similar income |
|
|
| Interest and similar charges |
12,267 |
6,368 |
| - Deposits and similar accounts from banks and financial institutions |
27 |
103 |
| - Deposits from head office, branches,parent company
and foreign sister financial institutions and subsidiaries |
9,133 |
2,635 |
| - Deposits form customers and other creditor accounts |
3,107 |
3,630 |
| - Deposits from related parties |
|
|
| - Cash contribution to capital and subordinated loans ( or notes ) |
|
|
| - Certificates of deposits |
|
|
| - Bonds and financial instruments with fixed income |
|
|
| - Other interest and similar charges |
|
|
| Net allocation to provisions |
5,122 |
2,187 |
| - Provisions for doubtful debts |
5,170 |
2,291 |
| - Provisions for doubtful debts no more required |
-48 |
-104 |
| Net interest received ( 1- 2- 3 ) |
11,153 |
14,964 |
| Income from marketable securities & fin.instruments with variable income |
|
|
| Net commissions |
11,826 |
12,128 |
| - Commissions received |
11,961 |
12,187 |
| - Commission paid |
-135 |
-59 |
| Profit on financial operations |
176 |
212 |
| - Marketable securities |
|
|
| - Financial fixed assets |
|
|
| - Foreign exchange transactions |
176 |
212 |
| - Financial instruments |
|
|
| Loss on financial operations |
|
|
| - Marketable securities |
|
|
| - Financial fixed assets |
|
|
| - Foreign exchange transactions |
|
|
| - Financial instruments |
|
|
| Net profit or loss on financial operations ( 7- 8 ) |
176 |
212 |
| Other operating income |
|
|
| Other operating charges |
|
|
| General operating expenses |
7,334 |
6,108 |
| - Staff expenses |
4,839 |
4,130 |
| - Other operating expenses |
2,495 |
1,978 |
| Allocation to provisions and depreciation of fixed assets |
668 |
556 |
| Net allocation to provisions on financial fixed assets |
|
|
| Net allocation to provisions on contra accounts |
|
|
| Net income for the year - before taxes ( 4 to 6+9+10 ) - ( 11 to 15 ) |
15,153 |
20,640 |
| Net extraordinary income - before taxes |
10 |
-20 |
| - Extraordinary income |
40 |
0 |
| - Extraordinary expenses |
-30 |
-20 |
| Income tax |
2,150 |
2,900 |
| Share in the results of related companies under equity method * |
|
|
| - Non-financial institutions |
|
|
| -Financial institutions |
|
|
| Net profit for the year - after taxes |
13,013 |
17,720 |
| - Group share * |
|
|
| - Minority share * |
|
|
